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Check by Phone
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Check by Phone - Rates & Fees

  • Virtual Terminal to key-enter Checks By Phone or by Fax.
  • API/Gateway to process online checks via your web site.
  • Online reporting tool to track all your transactions.
  • And a complete list of features listed below:
 
Small Business
Enterprise Specialty Risk
Activation Fee $0.00 $0.00 Review
License Fee $97 $97 $347
Monthly fee

$49.95

$67

$97

Transaction fee*

$0.00 **

$0.19 to *

Review*

Discount Percent of Sales fees*

0%

0%

Review*

Per Transaction Limit

*

*

*

Limit on number of transactions

No

No

No

Ability for customized Accept / Decline URL's

Yes

Yes

Yes

Ability to void pending transactions

Yes

Yes

Yes

Ability to override declined transactions

Yes

Yes

Yes

Merchant settlement by pre-authorized paper drafts

Yes

Yes

Yes

Optional Electronic Check Processing Settlement
(ECP - ACH Service) Option

Yes

Yes

Yes

Settlement by file

Yes

Yes

Yes

Secure hosted payment/gateway page

Yes

Yes

Yes

Ability to host secure payment/gateway page on your servers

Yes

Yes

Yes

Batch / bulk file check processing

Yes

Yes

Yes

Automated NSF Representment

Yes

Yes

Yes

Customizable payment/gateway page

Yes

Yes

Yes

E-mailed merchant new payment notifications

Yes

Yes

Yes

Embedded shopping cart function

Yes

Yes

Yes

Transaction fraud scrub

Yes

Yes

Yes

Address / Telephone Verification Service

Yes

Yes

Yes

Positive search on bank routing number

Yes

Yes

Yes

Negative data scrub

Yes

Yes

Yes

Positive real-time bank verification

Yes

Yes

Yes

Ability to block consumer accounts

Yes

Yes

Yes

Transaction history displayed

Yes

Yes

Yes

Secure Merchant Utilities Access (admin / reporting)

Yes

Yes

Yes

Download reports in plain text

Yes

Yes

Yes

Advanced searchable reporting

Yes

Yes

Yes

Ability for scheduled / prearranged payments

Yes

Yes

Yes

Customizable payment/gateway page

Yes

Yes

Yes

Developer's Package

Yes

Yes

Yes

Virtual Terminal allowable Users

3

Unlimited

Unlimited

Virtual Terminal

Yes

Yes

Yes

API for Internet transaction processing

Yes

Yes

Yes

API for Express Verification Service

Yes

Yes

Yes

*Based on Underwriting and Volume.

**Includes 100 free transactions/month. $0.45 per transaction thereafter

30 Day Guarantee

  • Don't pay us a penny until your account is approved.

  • 60 day, unconditional, no strings attached money back guarantee. If you're not happy for any reason we'll immediately issue you a full refund.


  • There is no cost or obligation to find out how much you qualify for.




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    Testimonial

    American Acceptance

    I would like to take this opportunity to thank you for the excellent job of getting my account set up. You kept me informed of everything going on and even reminded me of things I was supposed to do when I forgot. Your professionalism is to be commended. Thank you for helping me set up my training and getting me started. I hope we will have a long and profitable relationship.

    Harold "Rocky" C, (Collection Agency) Metairie, GA


    Watch our Nationally Televised Commercial
    Accept Checks by Phone
    Picture of Checkbook, Phone and Cash
    • $0.00 Transaction Fees
    • Only $49.95 Month



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    Harbor Transaction Mgmt, LLC dba Merchant Advisors is a registered ISO/MSP of Harris N.A. & Wells Fargo, N.A. Walnut Creek, CA Copyright 2006-2009 OnlineCheck.com/Merchant Advisors. All rights reserved
    * American Express requires seperate approval